Hurricane season officially begins June 1st but it isn’t until mid-August to mid-October that we really start to experience the most active and dangerous time for “tropical cyclone activity”.

Why? “The peak period begins so late in the summer due to the environment that the potential tropical cyclones encounter. Both dynamics (wind factors) and thermodynamics (temperature and moisture) play a role.”

According to noaa.gov, “the statistical peak day of the hurricane season- the day you are most likely to find a tropical cyclone somewhere in the Atlantic Basin – is September 10.”

It’s peak time, adjusters… make sure you have those licenses and you’re ready to be called out.

Compass has major exposure in the following coastal states, these are the licenses you should have to prep for hurricane season with us:

Texas

Florida 

Louisiana

Mississippi

Alabama

Georgia

South Carolina

North Carolina

You can visit the following sites for licenses:

https://www.nipr.com/

https://www.sircon.com/

If you’d like to read more from this article, visit:

https://www.noaa.gov/stories/peak-of-hurricane-season-why-now.

Why is mileME a useful app for adjusters? It is a tool that automatically logs your miles and is simple to generate a report. It is a great app that can be utilized for expense reports and tax reimbursements.

“How many months are you behind on your expense reports? How many business miles are you missing because you have no documentation?

mileME makes the process of logging your miles so simple you can get the benefit of the full tax deduction or reimbursement. At the current IRS mileage rate of 56 cents per business mile driven that adds up to a lot of dollars in your pocket.

If you drive 12,000 miles a year for business, that means over $6,500 in reimbursements or tax deductions. After only 110miles, mileME already pays for itself.

mileME automatically logs all your trips. No buttons to push. That means you can get the full benefit of your tax deduction or expense reimbursement for every business mile you drive.

Sign up now and get the first 30 days for free. After that, the service costs $5.99/month or $59.99/year. This gets you unlimited reports and all your trips will be stored in the cloud for 4 years, in case you need the data.”

This info is from the mileME website, if you’d like to learn more follow the link: https://www.mileme.com/.

You can download mileME in the APP store.

Every year more U.S. homes are damaged by flooding than any other type of natural disaster. Flooding can occur nearly everywhere – in high, moderate or low flood-risk areas. Standard homeowners insurance does not cover flooding. You can protect yourself from financial losses caused by flooding through the National Flood Insurance Program (NFIP), administered by FEMA. A federal disaster declaration does not have to be in place for flood insurance claims to be paid.

Under the program, flood insurance is available in communities that have adopted and enforce regulations to reduce flood losses. More than 400 communities in Nebraska participate in NFIP, and there are more than 8,400 NFIP policyholders in the state. You can purchase a flood insurance policy if your community participates in NFIP, even if you don’t live in a high-risk flood zone, or Special Flood Hazard Area.

How to buy: • You can buy flood insurance by contacting your insurance company or agent.• For an agent referral, call 800-427-4661 or visit fema.gov/national-flood-insurance-program.

Coverage is available for residential and commercial buildings and the contents in them: • Up to $250,000 in building coverage and up to $100,000 in contents coverage for single to four family residential structures • Up to $500,000 in building coverage and up to $100,000 in contents coverage for five or more family residential structures  • Up to $500,000 in building coverage and up to $500,000 in contents coverage for businesses.

For more information, visit FloodSmart.gov or call the NFIP helpdesk at 800-427-4661.